California Life and Health Insurance Practice Exam

Anyone employed in California to assist an insurance agent in transacting insurance is called an insurance?

1. Broker

2. Agent

3. Solicitor

4. Underwriter

The correct answer is: Solicitor

The term used to describe someone employed in California to assist an insurance agent in transacting insurance is "solicitor." A solicitor primarily supports agents in their business activities, often engaging in customer interactions and facilitating various insurance sales processes. This role is essential because solicitors help bridge the gap between potential clients and the insurance products being offered, while agents typically handle the more formal aspects of policy sales, negotiations, and client relationships. Understanding the role of a solicitor is crucial in the insurance industry because it clarifies how business operations function at different levels. Each of the other roles mentioned, such as brokers, agents, and underwriters, have distinct responsibilities and regulatory requirements, but they differ from the supportive and auxiliary functions fulfilled by solicitors in assisting agents.